Articles

Initiative 124: What It Means For Seattle Hotels

Patrick McHugh | Account Executive Last November, Seattle voters passed Initiative 124. The act establishes a number of new safety and health standards for hotel employees in the city of Seattle. It also creates significant administrative burdens for Seattle hoteliers. The act‘s numerous rules and regulations, which became effective in December 2016, have led many […]

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Professional Employer Organizations –
Issues and Implications

Introduction It is common for employers to rely on more than one source when seeking workers to address needs for changing business demands and needs for different types of expertise. Professional Employer Organizations (PEOs) are an increasingly common resource for employers. This Issue Brief highlights several important issues businesses should consider when retaining the services […]

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Cyber Security Insurance:
An Expected Cost of Doing Business?

As technology continues to dominate more and more of our lives and business, cyber security is no longer optional.

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Co-Packing and Private Labeling Liability
Part 2: It’s Our Product, But Not Our Brand

Many manufacturers and food processors have expanded their production and increased sales revenue by providing co-packing services to other companies.

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Co-Packing and Private Labeling Liability
Part 1: It’s Our Brand, But Not Our Product

Because of the increased risk of lawsuits and recalls, more and more companies are looking to co-packers and private labeling as a way to transfer liability and keep the cost of manufacturing products down.

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How to Protect Healthcare Organizations and
Their Employees From Workplace Violence

Workplace violence is a recognized hazard in the healthcare sector that can take a toll on employees. Healthcare facilities serve the public, which increases their exposure to workplace episodes.

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WannaCry on a Friday? –
Mitigate your Cyber Liability with Cyber Insurance

The technology, information, and security officers of today certainly have no shortage of job security, with the seemingly endless supply of attacks on company networks. On Friday, May 12, 2017, cybercrime achieved a new record.

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HSA Requirements—2018

Last week the IRS released the 2018 health savings account (HSA) annual contribution limits, as well as the corresponding high-deductible health plan (HDHP) deductible and out-of-pocket (OOP) maximum requirements

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The House Passes New Version of the AHCA

On May 4, the House of Representatives narrowly passed the American Health Care Act (AHCA). The AHCA was first introduced in the House in March, but was pulled from consideration when Republicans did not have enough votes to pass the bill. Attention will now turn to the Senate, where many members (including Republicans) have said […]

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New Washington State Retainage Law:
What does it mean to you?

The interests of general contractors (GCs) and subcontractors (Subs) often align. Details such as a project design free of defects, a well-coordinated jobsite, and prompt payment from owners are all examples. However, sometimes their interests do not align.

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REMINDER: PCORI Fees Due July 31

Employers who sponsor self-funded medical plans must report and pay the ACA Patient-Centered Outcomes Research Institute (PCORI) fees no later than July 31, 2017. Health insurance carriers will pay the fee directly in the case of fully-insured plans.

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Securing Uncommon Court Bonds

Court bonds in civil matters serve to verify the financial capability of the bond principal to pay a judgment, deliver property, or indemnify an injured party according to the court’s final decision. They are usually required when the court is asked to confer a benefit, such as possession of disputed property, in advance of final judgment. Most agents can process an “off the shelf” court bond, such as a TRO or Injunction bond, but not every bond requirement is clear-cut. Some bonds are only needed very rarely or don’t fit the standard submission guidelines due to specific circumstances. It takes creativity, communication, and a clear understanding of the underlying legal requirements to successfully place and issue a nonstandard court bond.

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