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Articles

Risk Management Implications for the Ebola Virus

By: Ed Rhone, Principal, Claims Manager
The headlines are full of the latest developments on the spread of the Ebola virus. As of the date of this article, two healthcare workers have been infected at a Dallas hospital. Our clients have inquired as to the potential insurance impact and risk control measures they should take in light of this emergent threat.

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Self-funded Employers Must Report Membership by Nov. 17th for Purposes of Making ACA Reinsurance Payments

Employers who sponsor self-funded health plans must report their average membership numbers to the Department of Health and Human Services (HHS) no later than Nov. 17th. The reported membership will be used to calculate the amount due for 2014 contributions to the transitional reinsurance program. Employers will also need to schedule the first payment at the time the membership is reported. The first reinsurance contribution payment must be made no later than January 15, 2015.

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Time is Running Short for Large Self-funded Employers to Obtain a HIPAA HPID Number

Time is running short for large self-funded employers to acquire a Health Plan ID Number (HPID) as required by HIPAA and the ACA. Employers who sponsor large health plans must obtain at least one Health Plan ID Number (HPID) by November 5th, 2014.

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Final Rules Amending Definition of Excepted Benefits

The Departments of the Treasury, Labor, and HHS (the Departments) have released final rules that amend regulations regarding the definition of “ excepted benefits”.

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Procuring Developer-Oriented Surety Bonds

At a recent construction industry event, a developer asked me why surety bonds have become so much harder for him to procure than in the past. The bonds he was referring to are bonds for things such as erosion control, storm water & drainage, grading & clearing, wetlands mitigation, landscaping and right of way, among others. He knew that reputation, work history and financial position all influenced qualification for surety bonds. But beyond qualifying one’s character, capacity and capital – three key components used in the surety qualification process – perhaps the biggest X factor is the number of surety markets willing to entertain developer-oriented surety.

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