Articles
Innovative Insurance Solutions For Today’s Mergers & Acquisitions
Tuesday, June 28, 2016
As mergers and acquisitions become more common, the risk of financial loss in these deals is increasing. A properly structured reps and warranties insurance policy can help protect both the buyer and seller. PS&F’s Cliff Rudolph explains further in the PSBJ.
Final SBC Template and Related Materials
Friday, June 24, 2016
The Departments of Labor, Treasury, and Health and Human Services (“the Departments”) have released final versions of the Uniform Summary of Benefits and Coverage (SBC) template, instructions, sample language, and Uniform Glossary (“glossary”), along with a Coverage Examples Calculator and related instructions.
Employer Reporting Errors
Wednesday, June 22, 2016
Now that the deadline under Sections 6055 and 6056 for issuing statements to employees/covered individuals has passed, employers may begin to identify errors in the statements issued.
Employer Exchange Subsidy Notices – Appeal or Not?
Monday, June 13, 2016
Employers are starting to receive notices from public Exchanges indicating that one or more employees are receiving a subsidy when purchasing individual health insurance coverage through a public Exchange. This could potentially trigger employer penalties under §4980H. If an employer receives such a notice, the employer has a right, but is not required, to appeal when they feel an employee should not be receiving a subsidy because the employer offers minimum value, affordable coverage.
Disability Insurance Due Diligence
Thursday, June 9, 2016
According to multiple surveys, approximately 90% of employers offer long-term disability (LTD) insurance to their employees.
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