
Articles
105(h) Rules for Fully-Insured Plans Delayed
Thursday, December 23, 2010
In a welcome development for employers who sponsor fully-insured health plans, the implementation of Section 105(h) non-discrimination rules contained in the Patient Protection and Affordable Care Act (PPACA), as applied to fully-insured plans, has been delayed.
Rule Amended – Changing Carriers No Longer Causes Loss of Grandfathered Status
Tuesday, November 16, 2010
On Monday, November 15th, the DOL, HHS, and IRS (The Departments) jointly released an amendment to the interim regulations regarding grandfathered plans status.
Oldco/Newco and the Transfer of Company Ownership
Tuesday, October 19, 2010
Transferring the ownership of an existing company can be a daunting process. In the most common scenario, employees without ownership interest seek to purchase a firm but lack sufficient capital to buy it outright.
Defense Against Patent Infringement Suits
Monday, October 18, 2010
With the cost and complexity of Patent Infringement litigation increasing, many companies are now looking to insurance for specialized coverage to transfer this risk.
The Role of Risk Management in Healthcare Operations
Monday, October 18, 2010
Our current economic climate is continuing to force healthcare organizations to evaluate operational efficiencies. Maximizing profits, or at least not operating at a loss, has long been at the forefront of business objectives.
Lights Out: Are you ready
Monday, October 18, 2010
We are heading into the time of year when power interruptions become more frequent, but we are often unprepared when the outage is unexpected and more severe that anyone could predict.
The Beneficiary-Controlled Trust
Monday, October 18, 2010
It has long been ingrained in American property law that we have the right to determine who will receive our property after we pass away. In the United States, the majority of laws on disposition of property at death are governed by the states.
Food Processors: Products Recall & Contamination
Monday, October 18, 2010
Whether your company processes complex recipes to make exotic foods or your operations involve fish or vegetable preservation, you have unique exposures that require unique insurance coverages. One pertinent and important coverage is Products Recall & Contamination.
Do You Need Real Estate Development Professional Liability Insurance?
Monday, October 18, 2010
In addition to General Liability coverage, which responds to claims involving bodily injury and property damage to third parties, a Real Estate Development Company should also consider Professional Liability exposures and the need for Professional Liability insurance.
Healthcare Reform October Update
Monday, October 18, 2010
A considerable amount of attention has been given to the healthcare reform regulations that extend coverage for children to age 26, and the IRS section 105 non-discrimination rules that previously applied to self-insured plans, but will now also apply to fully-insured plans as well.
The new regulations relating to preventive care and FSA coverage of over-the-counter medications have escaped notice due to the attention given the topics mentioned above.
Preventive Care
Preventive Care Services Regulations Released
Monday, July 19, 2010
The IRS, DOL and HHS (The Agencies) have jointly released regulations (The Regulations) regarding the preventive care coverage requirements contained in The Patient Protection and Affordable Care Act of 2010 (ACA).
The Moral of the Story: Pre-Loss Planning Creates Happy Ending
Tuesday, June 29, 2010
The story you are about to read is fictitious and intended to illustrate scenarios that we see in reality every day. The setting could be any city, state or region where medium-sized clothing, specialty food or mercantile retailers operate.
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