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What To Do When Your Personal Data Has Been Compromised

By now, we are all intimately familiar with data breaches and cybercrime, but what can we do to prevent and recover from these incidents? Capital One, Home Depot, Marriot Hotels, and Yahoo! are all major companies that…

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Preventing Water Claims

Did you know that water damage is the most common homeowner’s loss? It is five times more likely than fire and seven times more likely than burglary.

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Appellate Court Invalidates ACA’s Individual Mandate

In a 2–1 vote, a three-judge panel in the U.S. Court of Appeals for the 5th Circuit (“appellate court”) has upheld the ruling by a U.S. District Court judge in Texas v. the United States that the individual mandate of the…

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Cadillac Tax Repealed and Other Benefits Changes Contained in the End-of-Year Spending Bill Passed by Congress

Congress has passed the Further Consolidated Appropriations Act, 2020 (the spending bill). The massive bill funding the federal government includes important provisions related to employer sponsored health and welfare plans.

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Keeping Up With Clinical Risk Management:
Who Needs Professional Liability Tail Coverage?

Tail coverage is a term that may not be part of your daily vocabulary until you are considering something such as moving insurance carriers,

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Insuring Your Trust or LLC

Your financial advisor, accountant, or attorney may advise you to transfer ownership of your home or other property to a trust or limited liability company as a wealth management strategy.

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IRS Provides 2019 Transition Relief and an Extended Deadline for Providing Form 1095 to Employees and Participants

As in previous years, the IRS announced in Notice 2019-63 that it has extended the due date to March 2, 2020 (instead of January 31, 2020) for employers and insurance companies to provide 2019 Form 1095s to individuals.

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Choosing Terrorism Coverage

Whether you have one building or an extensive schedule of properties, having a high quality insurance portfolio is key to maintaining good relations with tenants, lenders, regulators, and other stakeholders.

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How to Avoid Coaching from the Sidelines

Most of us are familiar with sideline coaches at youth sports games, but they can also be found in the workplace. These individuals may have the best intentions, but can be overly critical, interrupt and talk over others…

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Driving on the Job: Using Personal Vehicles for Business

Requiring employees to use their personal vehicles for business errands or daily business transportation is a tried and true method of reducing organizational overhead. Some employers opt to pay allowances or mileage…

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Insuring Your Nanny

You officially become an employer when you hire a nanny to help care for your children. By its very nature, the relationship is personal, even familial, and people easily overlook the employer/employee aspect.

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IRS Announces 2020 Health FSA Limits

In Revenue Procedure 2019-44, the IRS sets forth a variety of 2020 adjusted tax limits. Among other things, the notice addresses slightly increased limits for employee contributions toward health flexible spending accounts (FSAs).

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