Articles

The Case for Insurance in Protecting Personal Net Worth

At least annually, you need to ask yourself, and your insurance agent or broker, is your personal insurance program is keeping pace with your personal net worth and the activities you engage in.

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Wage and Hour Disputes

The Fair Labor Standards Act (FLSA or the Act) governs wage and hour employment matters for employees engaged in interstate commerce.

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Pollution Exposures for a Property Owner

The purpose of a truly effective risk management program is to identify those exposures that your company faces and then utilize some form of risk transfer (avoidance, risk retention, insurance) to address that risk.

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A business succession checklist

The life cycle of a closely held business can be compared to that of your typical family home. When you are considering the purchase of a home you analyze location, price, size, current mortgage rates and the overall appeal of the home.

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COBRA Premium Subsidy Update

On Friday, the House passed the American Jobs and Closing Tax Loopholes Act (H.R. 4213) that would require 401(k) fee disclosures, provide relief for pension funds and extend unemployment benefits.

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Managing Hospitality Risk Foodborne Illness

Accurate diagnosis is sometimes difficult, but it has been estimated that somewhere between 24 to 81 million foodborne illnesses occur each year, resulting in more than 10,000 foodborne-associated deaths with the consequential costs ranging anywhere from $7.7 to $23 billion.

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Extended Dependent Coverage

Last Monday the Obama Administration issued interim rules allowing young adults to remain on their parents’ health insurance plans until age 26.

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Builders Risk – How to Structure the Best Program

A construction contract will almost certainly specify who will supply the Builder’s Risk Insurance coverage for any construction project. This could be the projects owner, general contractor or sub-contractor.

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Earthquake Insurance – Setting Limits

One of the most frequently asked questions we hear from clients is “ how much earthquake coverage do I need?” Many factors typically go into the decision when trying to decide how much coverage to buy.

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Thinking about Self Funding?

When health insurance premiums continue to increase at a rate in excess of general inflation or wage increases, many employers ask us whether self-insuring their health plan makes sense for them.

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