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June 24, 2013
As computing services have moved from on-site server rooms to co-host facilities and now to the cloud, business managers and IT professionals evaluate the risks and benefits of IT outsourcing at each step in the process. Generally they ask themselves two questions:
May 22, 2013
One of the obstacles many organizations face, in regard to employee benefits, is implementing an effective approach to employee communication.
May 14, 2013
According to Parker, Smith & Feek Principal and Vice President of Risk Management Consulting Lynne Seville, there are numerous ways that companies can mitigate risk.
May 13, 2013
Volunteers are essential to the operations of many non-profit organizations to fulfill their mission. Whether it’s an event or general operations, first or second-time volunteers are usually walking into a position with little to no training. Unfamiliarity with the environment and workflow can increase the risk of injury to the volunteer.
May 3, 2013
On April 24, 2013 the Associated Press twitter feed was hacked and reported that two explosions had occurred at the White House, injuring President Obama. Trading bots reacted within seconds triggering a selloff that caused the Dow Jones Industrial Average, the S&P 500 and the NASDAQ to immediately drop 1%.
April 29, 2013
Commercial insurance rates for Washington businesses are on a slow-paced assent. Like most industries, price inflation has a lot to do with supply, demand, and profit. The insurance industry makes money two ways, premiums and investments. Money is lost through claims. The insurance industry is currently experiencing high claims–especially in property coverages–and weak investment yields.
March 26, 2013
The Center for Disease Control (CDC) warns that 48 million Americans contract foodborne illnesses and 3000 people die from 31 known pathogens annually. They say many of these illnesses are caught in the home. The CDC cites dairy as the #1 cause, quickly followed by contact with animals. Salmonella in vegetables is also on the rise.
March 20, 2013
An internship program can be a fantastic way to meet smart and ambitious people who display a sincere interest in your organization. However, some organizations only have the resources to create unpaid internship programs. The inability to offer compensation can make it harder to attract quality candidates, but offering some incentives that fall within the rules of unpaid internships may help.
March 8, 2013
Borrowing equipment is a common occurrence in the construction business as it can save time and costs to do so. However, whether it’s for an hour or a week, there is always the risk of damage to the borrowed equipment. The question then arises as to who pays for the damage.
February 14, 2013
How many insurers use a standardized policy form for Directors & Officers Liability? None! Each carrier develops their own policy and problems can arise when the terms of the primary and excess policies aren’t the same. Ideally, the primary policy outlines the terms and conditions of the entire D&O program and the excess policies would follow the primary policy without deviation.
January 24, 2013
Often leading up to spring cleaning, I will get a number of inquiries regarding, “How long should we retain records?” It’s a good question without an easy answer. In fact, the answer depends on whom you ask and what record or records you are concerned about.