Articles

Healthcare Cyber 2.0

Much has been written over the past five years about the necessity of healthcare finance officers and risk managers understanding the different available risk transfer options to mitigate exposure to losses suffered from a cyber event.

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DOL Issues New Rules for Association Health Plans

The Department of Labor (DOL) has released final Association Health Plan (AHP) rules. The rules are designed to make it easier for small employers and individuals to join together to offer or purchase health insurance as a large group.

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Five Strategies to Win the Battle for Top Talent in the Tech Industry

The battle for technology talent in the Pacific Northwest is fierce and, as important as it is to recruit, it is equally if not more important to retain employees. SHRM reports replacing an employee can cost anywhere between six to nine months of their annual salary.

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2019 “Affordability” Percentage

In Revenue Procedure 2018-34, the IRS increased the affordability percentage from 9.56% to 9.86% for 2019. This percentage determines which applicable large employers may face penalties under §4980H(b) for failure to offer affordable coverage, and which individuals may qualify for subsidized coverage through a public Exchange.

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How to Prevent Reverse Discrimination with Disability Benefits

Employers are always looking for ways to enhance benefit plans and reduce risk. Combining group long term disability (LTD) and individual disability insurance can result in a more comprehensive disability program that maximizes protection for the employer and employees. 

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Manufacturers Need to “Millennial Up!”

We have all heard the term, “Millennial.” Many of us think of a twenty-something, video gaming, non-starter who is still living in mom and dad’s basement. As a Generation X’er, I have often wondered, are we so different?

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Choosing an Employee Benefits Consultant for Your Small Business

Every day, businesses look at where their strengths lie and decide which areas of expertise should be hired in house, or outsourced to a third party. The result of those decisions boils down to where their resources are best spent.

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