Articles

What is the Big Deal About Subcontractor Default Insurance?

Have you ever heard of a product that most people are aware of, but don’t have any actual idea what it is or why it is purchased? Well, if you’ve heard of subcontractor default insurance (SDI), then you definitely have.

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Controlling Insurance Costs — Check Your Credits

Successful businesses make risk management decisions that help control their insurance costs. If you are in charge of your family’s insurance coverage, you can also take steps…

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What’s Behind the Tightening Marine Cargo/Stock Throughput Insurance Market

The marine industry has enjoyed decades of a soft insurance market, where even accounts with loss activity and minimal profitability saw significant rate reductions year over year, low deductibles, low profit sharing…

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Health Insurance Tax (HIT) Resumes 2020

The Health Insurance Providers Fee, also known as HIT (Health Insurance Tax), is scheduled to resume for 2020. The tax, enacted under the ACA and imposed on health insurance carriers, was suspended for 2019. Plan sponsors can once again expect to see this tax reflected in rates going forward. The Health Insurance Tax On September […]

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Properly Managing Liquor Liability Risk

Hospitality businesses are exposed to potentially severe liability from the sale of alcoholic beverages. This reality stems from state laws traditionally known as “dram shop” laws, better known today as liquor liability laws.

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