Articles

Tactics to Prepare Your Business for an Active Shooter

Most businesses conduct fire drills and have disaster recovery plans, but not many have created active shooter response plans. However, based on a 2016 report, business are more likely to be affected by an armed intruder than…

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How Employers Should Handle MLR Rebates

Employers who sponsor a fully-insured group health plan may soon be receiving a Medical Loss Ratio (MLR) rebate from their insurers. Self-insured medical benefit plans are not subject to these requirements. For employers who need a refresher on exactly how to handle the rebates, we’ve provided some background on the MLR rebate and have also […]

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Should Your Business be Considering Association Health Plans?

Association health plans, or AHPs, have been in the news quite a bit over the last year. In 2018, the rules were changed to allow insurance to be available for purchase across state lines, as well as…

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Your Teen Driver

When it comes to risk management and insurance, it’s important to apply your business best practices to your personal life as well. All too often, we overlook assessing our risks

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Things To Know When Evaluating Reference-Based Pricing Models for Your Business

Healthcare costs continue to increase, prompting some employers to adopt strategies to help mitigate the impact. But not many have done so. One of those strategies is implementing a reference-based pricing (RBP) model…

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Here Comes the Hard Market – Risk Financing Options for Contractors

After years of a soft insurance market characterized by low rates, relaxed underwriting standards, and ample carrier and reinsurance capacity across all lines of coverage, the pendulum has started to swing in the opposite direction. A hard insurance market is coming…

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Medicare Part D Notice Reminder:
Deadline of October 14th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.

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