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Medicare Part D Notice Reminder: Deadline of October 14th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.

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Fire Sprinkler and Safety Technology for Commercial Real Estate: Revolutionizing Risk Management

In commercial real estate, insurance is a critical component of risk management, providing financial protection against unforeseen events that could otherwise lead to substantial losses. While advancements in fire sprinkler and safety technology offer solutions to mitigate fire-related risks, they also significantly impact the insurance landscape for commercial properties.

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Markets in Focus :: Construction Q3 2023

Diving into the Construction Economic Outlook: Our team delves into economic data, offering insights vital for construction firms’ risk and insurance strategies. Our comprehensive analysis includes spending, labor, and material costs, along with future indicators. Learn more about what our team has to say.

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The Future at Stake: Meeting the Maritime Industry’s Workforce Demands

A significant challenge facing the maritime industry is the shortage of qualified workers. Several organizations, like Maritime High School and Core Plus Maritime, aim to prepare young people for maritime careers and bridge the workforce gap.

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Active Shooter & Armed Assailant: What Are the Insurance Implications?

The insurance landscape for active shooter and armed assailant incidents on passenger vessels in the maritime industry is still emerging and not well-established.

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2024 Affordability Percentage

In Revenue Procedure 2023-29, the IRS has again significantly decreased the affordability percentage from 9.12% in 2023 to 8.39% for 2024. This is the first time the affordability percentage has ever been below 9%. This percentage determines which applicable large employers may face penalties under §4980H(b) for failure to offer affordable coverage as well as which individuals may qualify for subsidized coverage through a public Exchange.

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