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Friday, February 14, 2020
When you purchase earthquake coverage on your home, the deductible—your portion of the claim—will be substantial.
Tuesday, February 11, 2020
Your homeowner and auto policies include liability coverage, which responds when you are held legally liable for bodily injury or property damage to others.
Monday, January 13, 2020
Did you know that water damage is the most common homeowner’s loss? It is five times more likely than fire and seven times more likely than burglary.
Tuesday, December 17, 2019
Annual winter weather losses in the U.S. total over $1 billion. While Pacific Northwest winters can be mild compared to the East Coast and Midwest, we still need to take precautions for increased risks associated with the winter months. Your Home Frozen Pipes When the deep freeze arrives, keep the house heated to at least […]
Thursday, December 12, 2019
Your financial advisor, accountant, or attorney may advise you to transfer ownership of your home or other property to a trust or limited liability company as a wealth management strategy.
Wednesday, November 20, 2019
It is prudent to prepare for worst case scenarios for all of your travel. African safaris include remote areas. The Galapagos Islands are in the middle of the Pacific Ocean. And even a weekend getaway to Las Vegas can become a nightmare if you are injured in an auto accident.
Tuesday, November 12, 2019
You officially become an employer when you hire a nanny to help care for your children. By its very nature, the relationship is personal, even familial, and people easily overlook the employer/employee aspect.
Tuesday, October 8, 2019
Successful businesses make risk management decisions that help control their insurance costs. If you are in charge of your family’s insurance coverage, you can also take steps…
Tuesday, September 10, 2019
When it comes to risk management and insurance, it’s important to apply your business best practices to your personal life as well. All too often, we overlook assessing our risks
Monday, September 9, 2019
With school back in session this month, it’s a good time to review when we must stop for school buses that are loading and unloading students. Children don’t always watch traffic and they can make sudden, unexpected moves that put them in danger.
Tuesday, August 13, 2019
When we make changes in our busy lives, it’s easy to forget how they may affect our personal insurance. As a result, people often have important coverage gaps or pay more premium than they should.
Monday, August 12, 2019
When choosing your homeowner deductible, consider your coverage expectations and comfort level with risk. Some people want as much coverage as possible because they are risk adverse, but others only want coverage for larger losses and are comfortable with their increased risk.