Private Client Group Archives - Parker, Smith & Feek – Business Insurance | Employee Benefits | Surety – Northwest & Beyond


Private Client Group

Your Home’s Earthquake Deductible

When you purchase earthquake coverage on your home, the deductible—your portion of the claim—will be substantial.

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Review Your Liability Limit

Your homeowner and auto policies include liability coverage, which responds when you are held legally liable for bodily injury or property damage to others.

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Preventing Water Claims

Did you know that water damage is the most common homeowner’s loss? It is five times more likely than fire and seven times more likely than burglary.

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Preventing Winter Weather Losses

Annual winter weather losses in the U.S. total over $1 billion. While Pacific Northwest winters can be mild compared to the East Coast and Midwest, we still need to take precautions for increased risks associated with the winter months. Your Home Frozen Pipes When the deep freeze arrives, keep the house heated to at least […]

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Insuring Your Trust or LLC

Your financial advisor, accountant, or attorney may advise you to transfer ownership of your home or other property to a trust or limited liability company as a wealth management strategy.

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There’s No Place Like Home

It is prudent to prepare for worst case scenarios for all of your travel. African safaris include remote areas. The Galapagos Islands are in the middle of the Pacific Ocean. And even a weekend getaway to Las Vegas can become a nightmare if you are injured in an auto accident.

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Insuring Your Nanny

You officially become an employer when you hire a nanny to help care for your children. By its very nature, the relationship is personal, even familial, and people easily overlook the employer/employee aspect.

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Controlling Insurance Costs — Check Your Credits

Successful businesses make risk management decisions that help control their insurance costs. If you are in charge of your family’s insurance coverage, you can also take steps…

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Your Teen Driver

When it comes to risk management and insurance, it’s important to apply your business best practices to your personal life as well. All too often, we overlook assessing our risks

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A Refresher Course: When to Stop for a School Bus

With school back in session this month, it’s a good time to review when we must stop for school buses that are loading and unloading students. Children don’t always watch traffic and they can make sudden, unexpected moves that put them in danger.

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Becoming the CEO of Your Personal Life –
A Personal Insurance Series: Staying Current

When we make changes in our busy lives, it’s easy to forget how they may affect our personal insurance. As a result, people often have important coverage gaps or pay more premium than they should.

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What is the Right Homeowner Deductible for You?

When choosing your homeowner deductible, consider your coverage expectations and comfort level with risk. Some people want as much coverage as possible because they are risk adverse, but others only want coverage for larger losses and are comfortable with their increased risk.

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