
Articles
Navigating the PFAS Crisis: Health Concerns, Legal Battles, and Risk Mitigation Strategies
Thursday, November 16, 2023
The Environmental Protection Agency (EPA) has linked per- and polyfluoroalkyl substances (PFAS) to a range of health issues. These widely used chemicals have been integrated into commercial and consumer products for their valuable properties for decades…
Markets in Focus :: K-12 Education Q4 2023
Wednesday, November 15, 2023
In the September outlook on education, law firm Fisher Phillips identified the impact of the SCOTUS ruling on Affirmative Action, Artificial Intelligence, Immigration Compliance, and changes to Title IX among the most compelling issues affecting educational institutions as they kicked off another academic year.1 Add this to continued challenges around enrollment, talent recruitment, data security, […]
2024 Health FSA & Qualified Transportation Limits
Monday, November 13, 2023
In Revenue Procedure 2023-24, the IRS sets forth a variety of 2024 adjusted tax limits. Among other things, the notice indicates that employee contribution limits toward health flexible spending arrangements (health FSAs) and qualified transportation fringe benefits will increase for 2024.
Washington Paid Family & Medical Leave Premiums for 2024
Thursday, November 9, 2023
The Washington Employment Security Department (WA ESD) has announced the 2024 premium rates for the Paid Family and Medical Leave (WA PFML). This rate is calculated every October and is based on premiums received and benefits paid during the previous year.
Protecting Manufacturing Businesses Amidst Insurance Market Instability
Wednesday, November 8, 2023
The world has been unstable since COVID-19 hit. We are experiencing a low supply of products, increased debt, massive inflation, sky-high interest rates, multiple wars, and heightened global security threats.
PCOR Fee Indexed in IRS Notice 23-70
Monday, November 6, 2023
The Patient Centered Outcomes Research (PCOR) Institute created by the Affordable Care Act (ACA) was funded by a temporary fee on health plans. While insurance companies typically take care of reporting and paying this fee for insured plans, an employer with a health reimbursement arrangement or a self-funded health plan is responsible to report and pay this fee each year by July 31 on IRS Form 720.
Oregon Senate Bill 1529: Employer Health Plan Changes
Thursday, November 2, 2023
Oregon Senate Bill (SB) 1529 recently passed by the state legislature brings new requirements for employer sponsored health plans. Effective January 1, 2024, individual and fully insured group health insurance policies written in Oregon are required to provide 3 primary care visits (PCP) per covered individual with a limited copay and the deductible waived. The bill also requires carriers to assign a PCP to enrollees within 90 days of enrollment. Sponsors of the bill advocate that improving access to preventive care will lower the cost of health care in the long run.
Risk in Focus :: Cyber + Construction Q4 2023
Wednesday, November 1, 2023
Construction companies are not immune from cyber attacks. As ransomware incidents surge, understanding this dynamic shift is crucial to protect construction companies from incidents.
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