Articles

IRS Continues to Send 226J Letters: What Employers Need to Know

The IRS continues to send out 226J letters attempting to collect penalties from employers who it thinks did not meet the ACA §4980H employer mandate requirements for 2015.

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Captives – Is My Insurance Program Ready?

As an organization grows, their financial, operational, and strategic risks increase, and risk management and insurance programs similarly become more complex. Overall premiums for purchased coverages often lead to a comprehensive review internally and by a company’s risk management team and insurance broker.

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Disability Claim Regulations Take
Effect April 1, 2018

The Department of Labor (DOL) has recently confirmed that final disability claims procedures regulations originally issued December 19, 2016 will take effect April 1, 2018.

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Wraps Are Popular, But Are They Right For Your Project?

Over the past 15-20 years, wrap up insurance policies, otherwise known as owner/general contractors controlled insurance policies (OCIP/CCIP), have become much more commonplace for insuring construction projects.

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Three Common Bonds Non-Contractors
May Need

Contract performance and payment bonds may be the best-known type of surety bonding, but bonds are required in many different industries and offer an alternative to other types of financial guarantees.

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Legionnaires’ Disease: Is Your Hotel at Risk?

Hoteliers operate in a constantly evolving business environment with new challenges regularly emerging. However, these businesses still face a threat that first surfaced in 1976 in Philadelphia: Legionnaires’ disease.

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Complying with the New York Disability Benefits Law

If you have employees who work in the state of New York, please continue reading. Employers must provide disability insurance to employees who work in that state for at least 30 days during a calendar year. This requirement is in addition to regular workers’ compensation coverage.

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Perspectives on P&C Insurance for Manufacturers and Distributors

Welcome to our annual review of the insurance marketplace relative to manufacturers and distributors. Our goal is to stay aligned with our clients in the manufacturing and distribution industries, and provide insight and practical information to help them make informed decisions.

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Reminder: 1095S Due to Employees by March 2, 2018

The filing deadline for the 1095 forms to be furnished to employees is approaching fast. These forms are due March 2, 2018.

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§4980H Offer Requirements
and Associated Penalties

We are entering another season of employer reporting deadlines, and the IRS has sent out their first batch of letters with proposed employer penalties under $4980H from the 2015 filings.

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Cadillac Tax Delayed Until 2022 and HIT Suspended for 2019

The short-term funding bill passed by Congress in January to re-open the government contains two employee benefits–related provisions that are of interest to employers.

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