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Wednesday, August 29, 2018
One of the tasks with which I often assist my construction clients is to develop their insurance requirements for their various contractual agreements. One of the core coverages that I always recommend…
Wednesday, August 22, 2018
Allegations of wrongful acts by high profile celebrities and media moguls exposed through the #MeToo movement have been in the news for some time, now. However, main street businesses also need to be paying attention to their employment risks.
Monday, August 13, 2018
Numerous headlines and articles warned of the impending GDPR regulations and the potential pitfalls facing companies with European Union resident data.
Tuesday, August 7, 2018
Many not-for-profit organizations rely on volunteers to supplement their labor force. There are many reasons why people donate their time – altruism, a need for social interaction, and fulfilling a court order are a few of these.
Thursday, August 2, 2018
When a plan moves from fully-insured to self-funded (also referred to as self-insured), most benefit compliance requirements (e.g., ERISA, COBRA, Section 125) apply in the same fashion.
Monday, July 30, 2018
Our region’s real estate cycle appears to be at the early stages of transition, with attention turning from “for rent” to “for sale” development projects.
Wednesday, July 18, 2018
The Centers for Medicare & Medicaid Services (CMS) has suspended the IRS-SSA-CMS Data Match employer reporting requirement.
Tuesday, June 26, 2018
Much has been written over the past five years about the necessity of healthcare finance officers and risk managers understanding the different available risk transfer options to mitigate exposure to losses suffered from a cyber event.
Wednesday, June 20, 2018
The Department of Labor (DOL) has released final Association Health Plan (AHP) rules. The rules are designed to make it easier for small employers and individuals to join together to offer or purchase health insurance as a large group.
Tuesday, June 19, 2018
The battle for technology talent in the Pacific Northwest is fierce and, as important as it is to recruit, it is equally if not more important to retain employees. SHRM reports replacing an employee can cost anywhere between six to nine months of their annual salary.
Monday, June 18, 2018
In Revenue Procedure 2018-34, the IRS increased the affordability percentage from 9.56% to 9.86% for 2019. This percentage determines which applicable large employers may face penalties under §4980H(b) for failure to offer affordable coverage, and which individuals may qualify for subsidized coverage through a public Exchange.
Tuesday, June 12, 2018
Employers are always looking for ways to enhance benefit plans and reduce risk. Combining group long term disability (LTD) and individual disability insurance can result in a more comprehensive disability program that maximizes protection for the employer and employees.