Skip to Content


Articles

Medical Professional Insurance Faces Challenges in 2021

2020 was quite a year. The pandemic bared down on healthcare organizations, and many are still squarely in the midst of it.

Read more

Significant Employee Benefit Changes Contained in the American Rescue Plan Act (ARPA)

Congress passed the $1.9 trillion COVID relief bill, the American Rescue Plan Act of 2021 (ARPA). The bill includes significant employee benefits related provisions including a federal subsidy that will cover 100% of the cost of COBRA continuation coverage for up to 6 months for individuals who have had an involuntary termination of employment or reduction in hours. The bill also includes an increase in the amount an employee can elect to contribute tax-free to a §129 Dependent Care Assistance Program (DCAP).

Read more

Employee Resiliency and Impacts on Productivity: Why You Should Promote Your Employee Assistance Program

Studies show that inspired and engaged employees are 55% more productive, which can mean a great deal to a company struggling during the pandemic.

Read more

New DOL Outbreak Period and Extended Time Frames Guidance

The Department of Labor (DOL) has issued new guidance regarding notice and disclosure timeframe relief for employee benefit plans and plan participants due to COVID-19. EBSA Disaster Relief Notice 2021-01 (The Joint Notice) clarifies that the deadline for extended timeframes, such as a COBRA election, are based on each participant’s individual circumstances, rather than on a fixed period applicable to all notices and disclosures. This interpretation will create significant administrative challenges for plan sponsors and administrators.

Read more

Do You Know if Your Vacant Building is Covered?

Walking through the streets of downtown San Francisco recently, it was sad to see a hotel boarded up with an announcement that they would be closed until further notice.

Read more

IRS Guidance on COVID-Related Cafeteria Plan Flexibility

This week, the IRS released guidance further clarifying items in the recently passed Consolidated Appropriations Act of 2021 (CAA) permitting flexibility for health flexible spending arrangements (FSAs), dependent care account plans (DCAPs) and cafeteria plan election change rules.

Read more

Keeping Up With Clinical Risk Management:
Are you prepared for potential changes to the Privacy Rule?

Under the Health Insurance Portability and Accountability Act’s (HIPAA) Privacy of Individually Identifiable Health Information (Privacy Rule), covered entities (payers, insurers, hospitals, physicians, and other healthcare providers) must act on an individual’s request for access to their health records within 30 days.

Read more

Making Sense of Washington’s New Long-term Care Law

In a slow news cycle, the new long-term care (LTC) law in Washington state would have received a little more coverage in 2020. With the world on its ear though, if you missed the news, you’re not alone.

Read more

Mitigate Large Project Risk With Project Loss Insurance

Construction is a rewarding and exciting industry. The industry is one of the largest employers and has provided significant prosperity to many over the years.

Read more

2020 Commercial Insurance Market Update

The 2020 commercial insurance market was a difficult one, and 2021 doesn’t seem to be any different.

Read more

State Employer Individual Mandate Reporting

When the Affordable Care Act was passed, it included mandated insurance coverage for all Americans, known as the individual mandate.

Read more

Employer Readiness – COVID-19 Vaccine

As the Centers for Disease Control continues to roll out the new COVID-19 vaccines, there are several issues employers should be thinking about as they determine what steps, if any, they intend to take to provide or require vaccination of their employees.

Read more