
Articles
Thinking about Self Funding?
Wednesday, March 10, 2010
When health insurance premiums continue to increase at a rate in excess of general inflation or wage increases, many employers ask us whether self-insuring their health plan makes sense for them.
Transitional Duty Programs – Key to Workers’ Compensation Claims Management and Cost Control
Friday, March 5, 2010
Many employers struggle with how to effectively manage workers’ compensation claim costs and loss of employee productivity when an employee suffers a prolonged absence from work due to an on-the-job injury.
Non Profit Directors – Risk Management Items to Understand and Consider When Sitting on Outside Boards
Monday, March 1, 2010
When asked to participate on a nonprofit board; typically; the first reaction is to be flattered that someone would want our participation and the second reaction is to agree because it meets a personal or professional goal.
Does Your Healthcare Facility’s Insurance Program Protect Against Loss of Private Information
Monday, February 22, 2010
Few CEOs, CFOs or risk managers are able to appropriately respond to this question from their Board of Directors unless the facility has previously suffered such a loss.
Replacement Cost Valuations Versus Market Value
Wednesday, October 28, 2009
Property owners face a growing dilemma as to how they should provide accurate replacement cost values to their insurance company when market values are declining.
Insurance Issues with Vacant or Unoccupied Buildings
Thursday, August 27, 2009
In the last year, the world has seen unprecedented economic issues and depending on the economist or forecaster the country is either starting to rebound or just getting ready for the next wave of commercial property foreclosures.
Protecting What’s More Valuable Than Money From Cyber-Thieves
Wednesday, August 26, 2009 - Credit Union Times
A criminal indictment announced last week charged three people with the largest hacking and identity-theft case in history. In addition, 30 civil lawsuits have been filed against one of the hacked companies, Heartland Payment Systems.
Insurance Strategies in a Recession
Monday, August 10, 2009
In these current economic times, with stiff competition for work, cost cutting is a top priority for contractors. One of the areas that many companies will look at to save costs is their insurance.
Corporate Governance and Risk Management for Financial Institutions: The Broker’s Role
Thursday, July 9, 2009
The FDIC expects more bank failures as the financial crisis continues. On May 27th the FDIC released the Quarterly Banking Profile that represents a report card on the industry status and performance.
Trade Credit Insurance – An Old Product Renewed
Thursday, June 25, 2009
Euler Hermes recently forecasted an increase of 35% in corporate worldwide insolvencies for 2009, after an increase of more than 27% in 2008.
Risk Management for Employees Traveling Abroad
Monday, June 15, 2009
In many of the world’s leading danger zones — Mexico, Ecuador, Venezuela, Brazil and Colombia — the kidnapping of North American executives for ransom has long been a growth industry.
The ABCs of HSAs
Thursday, May 14, 2009
Employers are looking at overhead expenses. At a number that routinely equates to 15 percent of payroll, medical and dental insurance make up a significant expense, with the cost going up dramatically and often without warning.
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