Articles

How the Hard Insurance Market is Impacting Personal Lines Insurance

Starting in September of 2019, the commercial insurance marketplace began to show signs of firming. Since then, most insurance markets in the property and casualty industry have entered a full-blown hard market cycle…

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Qualifying Medical Expenses Include COVID-Related PPE

In IRS Announcement 2021-07, the IRS clarified that amounts paid for personal protective equipment (PPE) such as masks, hand sanitizer, and sanitizing wipes may be treated as qualifying medical expenses and thereby qualify for tax-favored reimbursement if it is purchased for the primary purpose of preventing the spread of COVID-19.

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Department of Labor Releases COBRA Subsidy Website and Model Notices

The Department of Labor (DOL) has released model notices and a COBRA subsidy information website related to the COBRA subsidy that was passed as part of the American Rescue Plan Act or 2021 (ARPA). The website will be the central location that the DOL uses to inform individuals of their potential right to take advantage of the subsidy, and to assist employers with fulfilling their compliance obligations.

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Coverage Solutions For Vacant Properties

With an increase in the vacancy rate of commercial properties due to the COVID-19 pandemic, owners are at greater risk of suffering uninsured losses.

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Small Businesses Can Lower Healthcare Spend with Association Health Plans

In Alaska, there are new group association plan options that can benefit small businesses. Association health plans can help lower healthcare costs for smaller companies by providing access to savings associated with large group medical coverage.

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