Articles

Employer Reporting – 2018 Draft Forms and Instructions for the 1095/1094

The IRS has released draft forms and instructions for the 2018 calendar year. Not surprisingly, the 2018 forms and instructions are almost identical to those provided for 2017. The only notable change is a small increase in the penalties for failure to report correctly and on time. Previously, the penalty was $260 per form (capped […]

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What Contractors Need to Know About the Risks on Condo Conversions

As the real estate cycle in the Puget Sound continues to move forward, condo conversions from existing apartment buildings are becoming more and more popular.

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Medicare Part D Notice Reminder:
Deadline of October 14th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements. Group health plan sponsors must disclose to individuals who are eligible for Medicare Part D whether their prescription drug coverage is at least as good as the Medicare Part D […]

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Domestic Partner Benefits and Imputed Income

Domestic Partner Benefits The legalization of same-sex marriage nationwide has made it easier for employers to administer the tax impact of health benefits provided to same-sex spouses of employees. Federal tax treatment of benefits applies equally to legally married same-sex and to opposite-sex couples. However, some employers continue to provide employer sponsored benefits to domestic […]

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Strategies to Prevent
Healthcare Workplace Violence

Workplace violence occurs in the healthcare industry at a rate of four times that of any other industry

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Washington Paid Family and Medical Leave – What now?

It has been one year since Washington passed legislation in July 2017 to create a paid family and medical leave (PFML) program.

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Supplemental Plans Can Ease High Deductible Financial Strain

Supplemental benefits plans can help ease financial strain for both employers and employees. Learn more…

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When to Include Contractor’s
Pollution Liability

One of the tasks with which I often assist my construction clients is to develop their insurance requirements for their various contractual agreements. One of the core coverages that I always recommend…

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Understanding Your Employment Practices Liability Policy Reporting Procedures

Allegations of wrongful acts by high profile celebrities and media moguls exposed through the #MeToo movement have been in the news for some time, now. However, main street businesses also need to be paying attention to their employment risks.

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Keeping Up With GDPR and US Privacy Laws

Numerous headlines and articles warned of the impending GDPR regulations and the potential pitfalls facing companies with European Union resident data.

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Addressing Organizational Liability in Your Volunteer Program

Many not-for-profit organizations rely on volunteers to supplement their labor force. There are many reasons why people donate their time – altruism, a need for social interaction, and fulfilling a court order are a few of these.

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Compliance Considerations When Moving from Fully-Insured to Self-Funded

When a plan moves from fully-insured to self-funded (also referred to as self-insured), most benefit compliance requirements (e.g., ERISA, COBRA, Section 125) apply in the same fashion.

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