Articles

COVID-19 Business Interruption Litigation Update

Following the onset of the COVID-19 pandemic and the various versions of shutdown orders that followed from state governments in March 2020 many hospitality businesses filed business interruption claims with their respective carriers.

Read more

Group Health Plan Coverage of COVID-19 Immunizations

As official approval from the Food and Drug Administration (FDA) is likely to be announced any day now for one or more vaccines, non-grandfathered group health plans must prepare to provide coverage for COVID-19 immunizations with no cost-sharing.

Read more

Tax-Favored Employee Benefit for Disaster Relief

As the COVID-19 pandemic continues, we are all acutely aware of its impact on employees and their families. On March 13, 2020, the pandemic was declared a national emergency. At that time, the door opened for tax-free assistance…

Read more

Updated PCORI Fees Released

In Notice 2020-84, the IRS provided the adjusted PCORI fee of $2.66 for plan years ending in October 2020 through September 2021. Employers who sponsored self-funded group medical plans ending sometime during this time are required to report and pay the ACA Patient-Centered Outcomes Research Institute (PCORI) fees annually.

Read more

Combustible Dust: The Big Risk of Small Particles

Combustible dust fires and explosions don’t show up in our newsfeeds very often, but they are catastrophic when they do.

Read more

2020’s Effect on an Already Hard Property Insurance Market

Numerous events and circumstances have led to a hardening insurance market for many coverage lines. Property insurance suffered from these effects more than other lines and faced additional challenges in 2020 with wildfires, hurricanes, and COVID-19.

Read more

Cybercriminals’ Newest Target: Manufacturers and Distributors

Because manufacturers and distributors don’t handle much consumer data (personally identifiable information), and many do not frequently transact credit card payments, there is a common misconception that they don’t have a bona fide cyber exposure.

Read more

Market Update: Marine Insurance

As if dodging the punches of a global pandemic isn’t hard enough, maritime operators and cargo shippers continue to take shots on the chin in the insurance marketplace, both in the U.S. and throughout Lloyd’s of London.

Read more

Risk Analysis: Company-owned Vehicles vs. Auto Allowance

The commercial automobile insurance market continues to harden due to rising medical costs, a shortage of experienced drivers, distracted driving, and increases in non-owned & hired auto exposures.

Read more

IRS Announces 2021 Health FSA & Qualified Transportation Limits

In Revenue Procedure 2020-45, the IRS sets forth a variety of 2021 adjusted tax limits. Among other things, the notice indicates that employee contribution limits toward health flexible spending arrangements (FSAs) and qualified transportation fringe benefits are unchanged for 2021.

Read more

Why You Should Be Evaluating Your Company’s Disability Insurance Offering in Light of the COVID-19 Pandemic

As the reality of COVID-19 set in, many Americans were questioning how they would cope without paid sick leave if they got ill.

Read more

Oregon OSHA Issues New COVID-19 Regulation

The SARS-CoV-2 pandemic has had a far reach, impacting every business and individual in this country. As we head into the fall season, it appears that infection rates are increasing with more time spent indoors.

Read more