
Articles
Oregon Senate Bill 1529: Employer Health Plan Changes
Thursday, November 2, 2023
Oregon Senate Bill (SB) 1529 recently passed by the state legislature brings new requirements for employer sponsored health plans. Effective January 1, 2024, individual and fully insured group health insurance policies written in Oregon are required to provide 3 primary care visits (PCP) per covered individual with a limited copay and the deductible waived. The bill also requires carriers to assign a PCP to enrollees within 90 days of enrollment. Sponsors of the bill advocate that improving access to preventive care will lower the cost of health care in the long run.
Risk in Focus :: Cyber + Construction Q4 2023
Wednesday, November 1, 2023
Construction companies are not immune from cyber attacks. As ransomware incidents surge, understanding this dynamic shift is crucial to protect construction companies from incidents.
The Offshore Wind Industry: The Role of Insurance
Wednesday, October 25, 2023
To understand the fundamental role insurance plays in offshore wind, it is necessary to understand the risks, risk mitigation, claims, and insurance coverage regarding each stage in the lifespan of an offshore wind farm.
Risk in Focus :: Real Estate Q4 2023
Wednesday, October 25, 2023
The commercial real estate sector is evolving, with unique trends shaping its various segments. While industrial and multifamily markets thrive, affordable housing faces rising insurance costs. Meanwhile, offices are adapting to post-pandemic workstyles.
Safeguarding Healthcare Leadership: Unpacking the Value of Management Liability Insurance
Friday, October 13, 2023
As leaders in healthcare, not only do you have great responsibility, but you also have a significant amount of liability to deal with. As executives or managers, you make decisions daily that directly affect the financial well-being of your organization.
Risk in Focus :: Hospitality Q4 2023
Wednesday, October 11, 2023
Navigating the hospitality landscape—gain insights into the future of domestic travel, where industry growth meets challenges such as fire risks and harassment concerns. Discover strategies to protect your business and ensure safety for employees and guests.
Medicare Part D Notice Reminder: Deadline of October 14th
Friday, September 29, 2023
Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.
Fire Sprinkler and Safety Technology for Commercial Real Estate: Revolutionizing Risk Management
Thursday, September 21, 2023
In commercial real estate, insurance is a critical component of risk management, providing financial protection against unforeseen events that could otherwise lead to substantial losses. While advancements in fire sprinkler and safety technology offer solutions to mitigate fire-related risks, they also significantly impact the insurance landscape for commercial properties.
Markets in Focus :: Construction Q3 2023
Monday, September 18, 2023
Diving into the Construction Economic Outlook: Our team delves into economic data, offering insights vital for construction firms’ risk and insurance strategies. Our comprehensive analysis includes spending, labor, and material costs, along with future indicators. Learn more about what our team has to say.
The Future at Stake: Meeting the Maritime Industry’s Workforce Demands
Thursday, September 14, 2023
A significant challenge facing the maritime industry is the shortage of qualified workers. Several organizations, like Maritime High School and Core Plus Maritime, aim to prepare young people for maritime careers and bridge the workforce gap.
Active Shooter & Armed Assailant: What Are the Insurance Implications?
Tuesday, September 12, 2023
The insurance landscape for active shooter and armed assailant incidents on passenger vessels in the maritime industry is still emerging and not well-established.
2024 Affordability Percentage
Tuesday, September 5, 2023
In Revenue Procedure 2023-29, the IRS has again significantly decreased the affordability percentage from 9.12% in 2023 to 8.39% for 2024. This is the first time the affordability percentage has ever been below 9%. This percentage determines which applicable large employers may face penalties under §4980H(b) for failure to offer affordable coverage as well as which individuals may qualify for subsidized coverage through a public Exchange.
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