Articles

Making Sense of Washington’s New Long-term Care Law

In a slow news cycle, the new long-term care (LTC) law in Washington state would have received a little more coverage in 2020. With the world on its ear though, if you missed the news, you’re not alone.

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Mitigate Large Project Risk With Project Loss Insurance

Construction is a rewarding and exciting industry. The industry is one of the largest employers and has provided significant prosperity to many over the years.

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2020 Commercial Insurance Market Update

The 2020 commercial insurance market was a difficult one, and 2021 doesn’t seem to be any different.

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State Employer Individual Mandate Reporting

When the Affordable Care Act was passed, it included mandated insurance coverage for all Americans, known as the individual mandate.

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Employer Readiness – COVID-19 Vaccine

As the Centers for Disease Control continues to roll out the new COVID-19 vaccines, there are several issues employers should be thinking about as they determine what steps, if any, they intend to take to provide or require vaccination of their employees.

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EEOC Proposed Wellness Rules Addressing Permitted Incentive Limits

The EEOC released long-awaited proposed rules addressing what type of incentive can be offered for participation in a wellness program without violating the Americans with Disabilities Act (ADA) or the Genetic Information Nondiscrimination Act (GINA).

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Bringing Some Certainty to Uncertain PPP Loans

The pandemic has upended so many aspects of our lives this year, leaving many with uncertainty and worry. Congress extended a lifeline by passing the CARES Act to support…

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Can Employers Require COVID-19 Vaccinations?

As COVID-19 vaccines become available, many employers will have a strong case for requiring employee vaccinations, so long as their vaccination policies have certain exceptions, are job-related, and are consistent with business necessity, legal experts say.

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Damage to Existing Property – Which Policy to Use?

Property that exists at the site prior to the commencement of a construction project, such as the building and personal property in the building, is referred to in the insurance world as “existing property.”

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Additional Sections 125 and 129 Flexibility Included in COVID-19 Relief Legislation

In the recently passed COVID-19 relief legislation, Congress included several temporary changes to Section 125 and 129 rules that provide additional reimbursement and election change flexibility for plan participants.

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Significant Benefits Issues in New COVID-19 Relief Legislation

The COVID-19 relief bill recently passed by Congress contains several important employee benefit-related provisions, including restrictions on “surprise medical bills,” new plan and health cost reporting rules, and additional flexibility for participants of health flexible spending accounts (HFSAs) and dependent care assistance programs (DCAPs).

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Lessons Learned from 2020 Healthcare Breaches

As technology advances, patients are becoming increasingly active partner 2020 has been a remarkable year full of challenges never before faced, testing our persistence and endurance to carry onward.

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