- About PS&F
- Industry Focus
- Client Tools
- Education & Events
Friday, September 29, 2023
Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.
Thursday, September 21, 2023
In commercial real estate, insurance is a critical component of risk management, providing financial protection against unforeseen events that could otherwise lead to substantial losses. While advancements in fire sprinkler and safety technology offer solutions to mitigate fire-related risks, they also significantly impact the insurance landscape for commercial properties.
Monday, September 18, 2023
Diving into the Construction Economic Outlook: Our team delves into economic data, offering insights vital for construction firms’ risk and insurance strategies. Our comprehensive analysis includes spending, labor, and material costs, along with future indicators. Learn more about what our team has to say.
Thursday, September 14, 2023
A significant challenge facing the maritime industry is the shortage of qualified workers. Several organizations, like Maritime High School and Core Plus Maritime, aim to prepare young people for maritime careers and bridge the workforce gap.
Tuesday, September 12, 2023
The insurance landscape for active shooter and armed assailant incidents on passenger vessels in the maritime industry is still emerging and not well-established.
Tuesday, September 5, 2023
In Revenue Procedure 2023-29, the IRS has again significantly decreased the affordability percentage from 9.12% in 2023 to 8.39% for 2024. This is the first time the affordability percentage has ever been below 9%. This percentage determines which applicable large employers may face penalties under §4980H(b) for failure to offer affordable coverage as well as which individuals may qualify for subsidized coverage through a public Exchange.
Monday, August 28, 2023
Schools must prioritize risk mitigation with disaster plans and resilience measures, showing insurers their commitment to risk reduction. Addressing students’ mental health is crucial, as it affects academic performance and wellbeing. Carriers are stepping up with valuable mental health services.
Tuesday, August 15, 2023
Oregon employees who work for employers who are participating in Oregon’s state mandated PLO program can apply for benefits starting August 14, 2023, and benefits will be available beginning on September 3, 2023.
Thursday, August 3, 2023
Healthcare facilities continue to struggle with significant nursing turnover, attempting to backfill and continue operations despite shortages. Some healthcare facilities are finding that pivoting to virtual nursing for certain aspects of patient care could be a potential solution.
Monday, July 24, 2023
Property valuations are lagging behind true replacement costs due to labor shortages and supply chain disruptions resulting from the pandemic and inflationary pressures. As a result, underwriters are scrutinizing reported values and making frequent indexed valuation adjustments to protect against under-valuation.
Monday, July 17, 2023
The Internal Revenue Service (IRS), Department of Labor (DOL), and Department of Human Services (HHS) [collectively, “the Departments”] have released guidance regarding the requirement for employer sponsored health plans and health insurance carriers to submit an attestation of compliance with the gag clause prohibitions contained in The Consolidated Appropriations Act (CAA), 2021.
Wednesday, July 5, 2023
U.S. commercial real estate investment activity is slowing as the nation’s economy slips toward a possible recession. Deal volume will decline 15% this year. In a CBRE survey, 60% of investors indicated they would reduce purchases in 2023, most by more than 10%, while only 15% of respondents stated they would increase their activity.