Articles

2020 Employer Reporting – Slight Extension & Transition Relief

IRS Notice 2020-76 once again extends the due date to March 2nd, 2021 for providing Form 1095s to individuals and is allowing Form 1095-Bs to be made available upon request rather than requiring individual delivery.

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The Return of the Communicable Disease Exclusion

In times of COVID-19, many insurance carriers are seeking to clarify coverage for biologically related liability risks on commercial insurance policies.

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California Releases Draft Employer Reporting Instructions

California recently released draft reporting instructions to assist employers and other entities that are subject to reporting requirements under California’s individual mandate.

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California Workers’ Compensation Senate Bill 1159 Summary

On 9/17/20, Governor Newsom signed Senate Bill 1159 into law. SB 1159 follows the original Executive Order from the Governor, which is now known as LC 3212.86.

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Medicare Part D Notice Reminder:
Deadline of October 14th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.

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Preventing Builder’s Risk Claims

Builder’s risk insurance is a property policy purchased by building owners, developers, or general contractors to cover a loss of all or part of a building or building materials during construction. While there can be many perils…

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An Employer’s Guide to Evaluating Risk Exposures When Offering Child Care Services

With various states and counties around the U.S. restricting in-person learning this fall, many parents face difficult decisions on balancing working and child care obligations during COVID-19.

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How Employers Should Handle MLR Rebates

Employers who sponsor a fully-insured group health plan may soon be receiving a Medical Loss Ratio (MLR) rebate from their insurers. Self-insured medical benefit plans are not subject to these requirements.

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Contractors’ Excess/Umbrella Rates in the Insurance Hard Market

The insurance market, like any other type of supply and demand industry, is cyclical. The cycles are commonly referred to as “soft” and “hard” markets.

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Medicare and Employer-provided Health Insurance: Not Always an Ideal Pairing

People who know me know that I love wine; I often get asked what is my favorite wine, to which I usually reply that it depends on what I am eating with it.

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Care, Custody & (Loss) Control

When you drive by a construction site, it is awe-inspiring to witness the transformation of materials and equipment being brought in to create something with a whole new shape and meaning to the environment in which it is built.

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Why Physician Groups Need Directors & Officers Insurance

You have a professional insurance provider that placed all the crucial insurance coverages a healthcare facility or physician group requires.

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