Articles

IRS Releases Additional Guidance on W-2 Health Insurance Reporting Requirement

Monday, January 09, 2012

The IRS has released additional guidance regarding the W-2 health insurance reporting requirement contained in the Affordable Care Act (ACA). In Notice 2012-9 released January 5th, the IRS clarifies a number of issues addressed in earlier guidance and extends the ...

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HHS Issues Bulletin on Definition of Essential Health Benefits

Monday, December 19, 2011

On December 16, 2011, the Department of Health and Human Services (HHS) issued a bulletin outlining proposed policies that will give States flexibility to define the “essential health benefits” required by the Affordable Care Act (ACA). Instead of issuing proposed ...

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Mandatory Paid Sick Leave Law Passed in Seattle – What Can You Do Now?

Monday, December 12, 2011

As the New Year dawns, healthcare continues to dominate the landscape. But one area that continues to plague employers that have 5 or more employees located in Seattle, is the Mandatory Paid Sick Leave Law. Beginning September 1, 2012, the City of Seattle ...

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Do You Need Contingent Business Income Coverage?

Friday, November 18, 2011

When businesses experience a major property loss, they also often incur substantial loss of income due to a total or partial shutdown. In addition, there may be extra expenses—such as relocation to temporary sites, transfer of operations to ...

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Nonprofit Boards Bring Personal Reward and Risk

Tuesday, November 15, 2011

Serving on a non-profit board for your homeowner association or favorite local charity is a rewarding way to give back to your community. However, have you ever considered the potential liability hazard? What would happen if the board is sued? ...

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Telemedicine: Avoiding a Risk Management Nightmare

Tuesday, November 15, 2011

A recent msnbc.com article, “Is a Doctor Reading your X-Rays? Maybe Not,” is certain to have caught the attention of many consumers, raising awareness of the practice of telemedicine and some issues that may influence a correct ...

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HHS Launches HIPAA Audit Program

Thursday, November 10, 2011

Overview The HITECH Act, a portion of The American Recovery and Reinvestment Act of 2009 (ARRA) requires the Department of Health and Human Services (HHS) to provide for periodic audits to ensure covered entities and business associates are complying with the ...

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It’s not my responsibility- Insuring Tenant Improvements

Tuesday, November 01, 2011

"It's not my responsibility" is not what anyone wants to hear as the opening volley between owner and tenant after a catastrophic property loss; it sets the stage for a contentious claims process. To avoid that scenario, ...

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CLASS Act Implementation Suspended by the Obama Administration

Tuesday, October 18, 2011

The Secretary of Health and Human Services, Kathleen Sebelius, released a report to Congress October 14th regarding its analysis of the CLASS Act-the long term care program passed as part of the Affordable Care Act (ACA). In a letter sent ...

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Insurance Exchanges

Monday, October 10, 2011

The Patient Protection and Affordable Care Act, passed by Congress in 2010, addressed the inability of individuals and small employers to obtain affordable health insurance in the existing markets. With the intended goal that every American has a basic level of ...

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Wellness & Safety equals Healthy Occupational Performance

Monday, October 10, 2011

Workplace safety and wellness programs benefit employers and their employees. While the programs can be implemented independently of each other, there are proven enhanced results when the two are combined into one overarching Employee Health, Safety, and Wellness program. Research ...

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2012 Health Reform Issues for Employer Sponsored Health Plans

Friday, September 09, 2011

Most employers are aware that many of the significant aspects of the Affordable Care Act (ACA) begin to take effect in 2014. There are, however, a number of provisions included in the ACA that will affect employer sponsored health plans in 2012. ...

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