Articles

Retain Employees with Student Loan Reimbursement

For the past six months, Washington State has been experiencing the lowest unemployment rate in over 50 years. Washington has gained over 83,000 jobs, across both the public and private sectors since April 2018. In such a competitive environment for talent, what are you doing to differentiate your organization and attract and retain the best and brightest candidates?

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HHS Proposes Rolling Back Section 1557 Discrimination Protections Related to Gender Identity

The Department of Health and Human Services (HHS) Office of Civil Rights (OCR) has released proposed regulations that would make significant changes to existing HHS guidance related to discrimination provisions contained in Section 1557 of the Affordable Care Act (ACA). Background In 2016, HHS released final rules implementing ACA Section 1557, which prohibits certain types […]

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HSA Requirements and Limits for 2020

The IRS released the 2020 health savings account (HSA) annual contribution limits and high deductible health plan (HDHP) requirements in IRS Rev. Proc. 2019-25 — https://www.irs.gov/irb/2019-22_IRB#REV-PROC-2019-25. The updated annual dollar amounts are set forth below. 2020 Annual HSA Contribution Limits* Self-only (single) HDHP coverage = $3,550 ($3,500 in 2019) Other than self-only (family) HDHP coverage […]

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REMINDER: PCORI Fees Due July 31

Employers who sponsored self-funded medical plans ending sometime during 2018 must report and pay the ACA Patient-Centered Outcomes Research Institute (PCORI) fees no later than July 31, 2019. PCORI fees apply to plan years ending after Sept 30, 2012 and before Oct 1, 2019 (including short plan years), so for plan years ending in October, […]

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Gender Health Benefits in Washington State

With the increased visibility and calls for equity for transgender and non-binary (i.e. individuals who do not identify with either male or female genders) individuals, many of our Washington State healthcare and nonprofit clients have recently received questions from employees about medical coverage for gender health services.

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Protecting Organizations Against Invoice Manipulation

Finance teams in most professional service organizations are by now quite accustomed to receiving phishing emails that purport to be from an officer of the company requesting the recipient to immediately wire funds for a new project or piece of equipment.

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OCIPs – A Contractor’s Guide to Ensure Proper Protection

Why would an owner want to have their project insured by an OCIP in the first place? While reasons such as continuity of coverage, ability to have smaller contractors participate, and better claims resolution often are cited…

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State Individual Mandates and Reporting Requirements

Background The ACA includes a requirement for individuals to either enroll in “minimum essential coverage” or pay a “Shared Responsibility Payment.”  This is known as the “Individual Mandate” and was first reported on 2014 federal income tax returns. The “Tax Cuts and Jobs Act,” signed into law on December 22, 2017, reduced the Shared Responsibility […]

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Preventing Negligent Entrustment with Fleet Safety Policies

One key item insurers are reviewing in written fleet safety policies is whether systems are in place to ensure only qualified employees are driving on the company’s behalf.

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IRS Clarifies Employer’s Ability to Recover Mistaken HSA Contributions

Introduction On December 28, 2018, the IRS issued Information Letter Number 2018-0033 (https://www.irs.gov/pub/irs-wd/18-0033.pdf), which provides clarification about the situations in which an employer may attempt to recoup a mistaken contribution to an employee’s Health Savings Account (HSA). Specifically, the letter provides additional examples of HSA contributions, resulting from administrative or processing errors that an employer […]

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Security Strategies for CRE Projects Under Construction to Minimize Threat of Fire and Theft

Buildings under construction have a greater potential for significant property damage from fire than occupied buildings.

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HIPAA Privacy and Security Mistakes Employers Make

Introduction Employers often wonder what they need to do to ensure that their health plans comply with HIPAA, and there are plenty of resources containing instructions and guidance to this effect. But sometimes the best way to illustrate what should be done is talking about the things that should be avoided. This issue brief will […]

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