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Monday, September 28, 2020
California recently released draft reporting instructions to assist employers and other entities that are subject to reporting requirements under California’s individual mandate.
Friday, September 25, 2020
On 9/17/20, Governor Newsom signed Senate Bill 1159 into law. SB 1159 follows the original Executive Order from the Governor, which is now known as LC 3212.86.
Friday, September 18, 2020
Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.
Thursday, September 17, 2020
Builder’s risk insurance is a property policy purchased by building owners, developers, or general contractors to cover a loss of all or part of a building or building materials during construction. While there can be many perils…
Thursday, September 3, 2020
With various states and counties around the U.S. restricting in-person learning this fall, many parents face difficult decisions on balancing working and child care obligations during COVID-19.
Monday, August 31, 2020
Employers who sponsor a fully-insured group health plan may soon be receiving a Medical Loss Ratio (MLR) rebate from their insurers. Self-insured medical benefit plans are not subject to these requirements.
Friday, August 28, 2020
The insurance market, like any other type of supply and demand industry, is cyclical. The cycles are commonly referred to as “soft” and “hard” markets.
Wednesday, August 19, 2020
People who know me know that I love wine; I often get asked what is my favorite wine, to which I usually reply that it depends on what I am eating with it.
Thursday, August 13, 2020
When you drive by a construction site, it is awe-inspiring to witness the transformation of materials and equipment being brought in to create something with a whole new shape and meaning to the environment in which it is built.
Wednesday, August 5, 2020
You have a professional insurance provider that placed all the crucial insurance coverages a healthcare facility or physician group requires.
Tuesday, August 4, 2020
The recent Supreme Court decision in Bostock v. Clayton County (6/15/2020) may require employers to reconsider who is eligible for, and what coverage is available under, employer-sponsored benefits.
Monday, August 3, 2020
In Revenue Procedure 2020-36, the IRS increased the affordability percentage from 9.78% to 9.83% for 2021. This percentage determines which applicable large employers may face penalties under §4980H(b) for failure to offer affordable coverage as well as which individuals may qualify for subsidized coverage through a public Exchange.